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Contractors Insurance

As a contractor with your own equipment and tools of trade, you are essentially operating your own business and it's only sensible to protect your business assets from theft or damage. Naturally, if you have a vehicle you use for work, it would be wise to take out comprehensive auto insurance policy. Insurance for contractors can be a confusing area. If you're unsure as to whether you are considered a contractor or employee for workers' compensation insurance, or uncertain as to the types of insurance coverage you need as a contractor.

Bizurance has a variety of insurance options for contractors. Our aim is to make sure you only spend what you need to. Some exposures are easy to spot; however, others take time and attention. For example, how does one quantify the potential loss due to an accidental pollution spill, and how is that information properly related to the coverage provided by the insurance policy? Are general contractors requiring specialized certificates of insurance, and does your policy adequately provide the necessary coverage to satisfy these contractual demands? What is your bonding needs? Are you properly protected from a claim arising from rented equipment? These are just a few of the questions our insurance experts are trained to ask. Bizurance identifies exactly what your needs and exposures are.

The most common types of restaurant insurance policies Bizurance provide may include:

Contractors may also be interested in covering themselves against computer damage and/or office contents insurance..

For more information about our Specialized Contractors Insurance packages contact Bizurance today!